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Top Notch Service and Competitive Rates

At Washington Federal, we know that you want the best interest rate possible whether it is for a loan or a savings account.  We believe our rates to be highly competitive in today's rapidly changing environment.  Check out our rates - you'll be glad you did!

All rates are accurate as of:
May 7,  2008

Loans*

Loan Type
Interest Rate
Annual Percentage Rate (APR)
30 year fixed;    no point N/A N/A
20 year fixed; no points (1) 6.50% 6.539%
20 year fixed;    1 point (2) 6.00% 6.164%
15 year fixed;  no points (3)  5.75% 5.797%
15 year fixed;     1 points (4) 5.50% 5.703%
10 year fixed;  no points  N/A N/A
Construction;  
1 1/2 points (5)
8.00% N/A
Land (6) 7.75% N/A
3 year balloon - owner occupied  no points (7) 6.50% 6.614%
5 year balloon - owner occupied no points  N/A N/A
7 year balloon - owner occupied no points  N/A N/A
10 year balloon - owner occupied no points  N/A N/A
15 year balloon - owner occupied no points (8) 7.00% 7.036%
15 year balloon jumbo - owner occupied no points (9) 7.25% 7.287%
3 year balloon; investment - no points (10) 6.50% N/A
5 year balloon; investment -  no points (11)  6.75% N/A
7 year balloon; investment -  no points (12) 7.00% N/A
Home Equity (13) 7.50% 7.639%

 

* For applicable loan fees, please refer to our Loan Department.
* Calculate your loan or mortgage payments.
* Stated APRs on fixed rate and balloon loans are estimates based upon a loan amount of $100,000.  The stated APR on a home equity loan is based upon a loan amount of $50,000.  Actual APR may differ depending on loan amount and other conditions.  See Loan Payment Examples.

 

Savings Accounts

Account Type
Minimum to Open
Minimum to Obtain Interest
Interest Rate
Annual Percentage Yield (APY)
Passbook savings $      50 $       50 1.00% 1.00%
Money Market    1,000    1,000 1.00% 1.01%
Golden Money Market    1,000    1,000 1.24% 1.25%
Anniversary NOW Checking        250        500 2.91% 2.95%
NOW Checking        250        500 1.00% 1.01%
Carefree Checking        100 N/A N/A N/A
Lifestyle Checking        100 N/A 1.00% 1.01%
Holiday Club w/Interest           10   10 1.00% 1.00%
Holiday Club           10 N/A N/A N/A

* Calculate your savings & retirement needs

Certificates of Deposit

Account Type
Minimum to Open
Interest Rate
Annual Percentage Yield (APY)
91 Day $1,000  1.39% 1.40%
6 Month  1,000 1.64% 1.65%
12 Month     1,000 2.25% 2.25%
18 Month    1,000 2.48% 2.50%
24 Month    1,000 2.97% 3.00%
30 Month    1,000 2.62% 2.65%
36 Month    1,000 2.72% 2.75%
60 Month    1,000 3.46% 3.51%
18 Month IRA       200 1.99% 2.00%
CESA IRA       200 1.99% 2.00%
Roth IRA       200 1.99% 2.00%


* Calculate your savings & retirement needs
* Contact John F. Gembara  for current Jumbo rates.

    Do not hesitate to contact a member of our staff to learn more about banking services with Washington Federal

 

Loan Rates

Savings Rates

CD Rates

Home Buying
Retirement Planner
Kids' Club
 
Loan Payment Examples

1) A $100,000 loan at 6.539% APR, would require 240 monthly payments of $745.57

2) A $100,000 loan at 6.164% APR, would require 240 monthly payments of $716.43

3) A $100,000 loan at 5.797% APR, would require 180 monthly payments of $830.41

4) A $100,000 loan at 5.703% APR, would require 180 monthly payments of $817.08

5) A $100,000 loan at 8.00%,  would require 12 monthly payments of interest only on the outstanding principal balance with a final payment due of $100,000 plus any additional interest

6) A $100,000 loan would require 12 monthly payments of interest only on the outstanding principal balance with a final payment due of $100,000 plus any additional interest

7) A $100,000 loan at 6.614% APR, would require 35 monthly payments of $639.21 with a final payment of $96,773.40

8) A $100,000 loan at 7.036% APR, would require 179 monthly payments of $672.13 with a final payment of $73,526.93

9) A $100,000 loan at 7.287% APR, would require 179 monthly payments of $688.84 with a final payment of $73,259.50

10) A $100,000 loan would require 35 monthly payments of $639.21 with a final payment of $96,773.40

11) A $100,000 loan would require 59 monthly payments of $655.58 with a final payment of $94,034.66

12) A $100,000 loan would require 83 monthly payments of $672.13 with a final payment of $91,082.18

13) A $50,000 loan at 7.639%, would require 120 monthly payments of $593.51

 

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Direct all questions and comments to Customer Support

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