To own a home is
truly the American dream.
Why not let Washington Federal help your dream come true whether you are looking to buy
your first home or refinance your existing home. Visit our American Dream Homebuyer Center to learn more about
buying, selling or fixing up your home. We're here as your educational partner as
well as a financial one.
Washington Federal also offers construction loans and investment property
loans. Check us out for all your lending needs!
Residential mortgages
 | 15 year fixed mortgages with no points
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| 15 year fixed mortgages with points; based on desired interest
rate and creditworthiness
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| 3, 5 and 15 year balloon mortgages also available
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| New purchases require 20% down; if less than 20%, loan requires private mortgage
insurance (PMI)
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| Refinances also available; call for details |
| A $350 non-refundable fee is required at time of application |
| Other fees and conditions may apply |
Construction loans
| 1-4 family property only
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| 12 month terms
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| Fixed interest rate (based on prime + 2%) for duration of loan |
| A $350 non-refundable fee is required at time of application |
| Other fees and conditions may apply |
Home Equity
| Loans up to 80% of home value
|
| 5 year maximum term
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| Fixed interest rate |
| A $175 non-refundable fee is required at time of application |
| Other fees and conditions may apply |
Multi-Family
| Up to 6 unit properties only
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| All other terms comparable to our other residential mortgage products |
| A $550 non-refundable fee is required at time of application |
| Other fees and conditions may apply |
Washington Federal also offers the following:
Loans on deposits
| Loan up to 90% of deposit account
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| Interest rate is 4% above stated passbook/CD rate
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| Loan term not to exceed 5 years; loans on CDs mature on CD maturity date |
Do not hesitate to contact a member of our
staff to assist you with any of your product needs
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