 | $1,000 minimum to open account |
 | Terms available include:
 | 91 Day |
 | 6 Month |
 | 12 Month |
 | 18 Month |
 | 24 Month |
 | 30 Month |
 | 36 Month |
 | 60 Month
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|
 | Other special CD terms may be offered at any time and
are subject to the same conditions of 6 Month term |
 | Interest
is paid at maturity for 91 day, 6 month and 12 month accounts |
 | Interest
credited quarterly for 18 month, 24 month, 30 month, 36 month and 60
month |
 | Other interest options may be available, contact
a savings counselor for more information |
 | Early withdrawal penalties will be assessed according
as follows:
 | Penalty is equal to 91 days simple interest on
amount withdrawn for 91 day through 12 month CDs |
 | Penalty is equal to 6 months simple interest on
amount withdrawn for 13 month through 59 month CDs |
 | Penalty is equal to 12 months simple interest on
amount withdrawn for 60 month or longer term CDs
|
|
 | Jumbo Certificates
 | $95,000 minimum to open account |
 | Call for our current interest rate and APY |
 | Depositor may select specific maturity date |
 | Interest options as follows:
 | monthly or quarterly interest check issued, |
 | interest credited quarterly, or |
 | interest paid at maturity |
|
|